Cash Flow Coverage and the UCA Model

Learn how lenders evaluate a business’s ability to generate sufficient cash flow to meet its debt obligations, including the Uniform Credit Analysis (UCA) model.

Course Progress

Course Description

By the end of this course, you will able to answer questions such as:

Understanding Debt Schedules

Understanding Debt Service

Introduction to EBITDA

Calculating the Debt Service Coverage Ratio

Adjusted EBITDAR

Accounting for Owner Distributions

CLC Cumulative Assessment 1

The Direct Method of Cash Flow Reporting

The UCA Model: Net Cash After Operations (NCAO)

The UCA Model: Net Cash Income

The UCA Model: Cash After Debt Amortization (CADA)

The UCA Model: Financing Surplus or Requirement

The UCA Model: Cash After External Financing

Course Review

Course Quiz

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